Medicare Advantage Plans
• Medicare Approved Providers Only
What Are Medicare Advantage Plans? Medicare
Advantage Plans are health plan options that are part of the Medicare
program. If you join one of these plans, you generally get all your
Medicare-covered health care through that plan. This coverage can
include prescription drug coverage. Medicare Advantage Plans include:
Medicare Health Maintenance Organization (HMOs)
Preferred Provider Organizations (PPO)
Private Fee-for-Service Plans
Medicare Special Needs Plans
When you join a Medicare Advantage Plan, you use the health insurance
card that you get from the plan for your health care. In most of
these plans, generally there are extra benefits and lower copayments
than in the Original Medicare Plan. However, you may have to see
doctors that belong to the plan or go to certain hospitals to get
services.
To join a Medicare Advantage Plan, you must have Medicare Part A
and Part B. You will have to pay your monthly Medicare Part B premium
to Medicare. In addition, you might have to pay a monthly premium
to your Medicare Advantage Plan for the extra benefits that they
offer.
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